Some Highlights:

Many potential homebuyers believe that they need a 20% down payment and a 780 FICO® score to qualify to buy a home, which stops many of them from even trying! Here are some facts:

  • 40% of millennials who purchased homes this year have put down less than 10%.
  • 76.4% of loan applications were approved last month.
  • The average credit score of approved loans was 724 in September.

source: Buying a Home Can Be Scary… Unless You Know the Facts [INFOGRAPHIC] | Real Estate with Keith Kreis

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GUIDE TO BUYING A HOME

Buying a home usually represents your single biggest investment .

The home buying process is one of the most exciting, and frequently stressful, experiences you’ll ever go through. This holds true whether you’ve bought many homes or you’re looking to buy your first, whether you’re in the market for a new primary residence, an investment property or that perfect 
vacation getaway. Steps in Buying a House

Today’s real estate market can offer more opportunities, yet
 can be filled with more risks than ever before.

There are a multitude of factors to consider and decisions to make when Buying a home . When buying, it’s crucial to have all the available resources necessary to make a well-informed decision, together with the time required to make use of them.

It’s important to enlist the help of a trusted real estate professional ” Keith Kreis “who’ll be able to provide expert guidance at each step of the buying process. Steps in Buying a House

Finding and Buying a home includes the following steps, which we’ll examine in more detail throughout this booklet: Steps in Buying a House

Guide To Buying a Home


4 Steps to Buying a Second Home

Many people love the idea of owning a chalet in the mountains, a beach house retreat, or a cool apartment in the city, but never take the plunge. Buying a second home is a big financial and life changing step that requires a lot of thought. By following the steps below, you can make then decision of whether or not you are ready for a second property, and find out exactly how how to go about preparing for the purchase of a second home if it is the right decision for you. Steps in Buying a House

Is a second home affordable for you and your financial situation?

Before you get excited about a cozy countryside cottage, you should assess your financial situation and research the costs of a second home, beyond just acquiring a second mortgage. Be aware that some mortgage companies will charge more interest for a second home if you intend to rent out the property as a holiday let, or to a tenant, as financial lenders categorize a rental as a greater risk than a property used as a primary residence. Steps in Buying a House

4 Steps to Buying a Second Home


Buying and Selling in a Competitive Market

In many areas of the country, the housing market is growing and its strength has lead to a competitive market for buyers and an easier market for home owners looking to sell. Below are some top tips for those looking to enter the property and also for those looking to sell in today’s competitive market. Steps in Buying a House

Seller Tip: Know your property well and be honest with potential buyers

Sellers are in a position of strength in today’s market, but you don’t want to lose a potential buyer and a great deal after negotiations fail, and have to re-introduce your property to the market. Make sure you know all the details and potential pitfalls of your property and be honest with potential buyers. Buyers are much more forgiving of a property’s faults if they know about them before entering negotiations. Withholding information could kill your deal later and buyers are much more accepting of faults if they are entering a competitive market. Steps in Buying a House

Buying and Selling in a Competitive Market